讀後心得

U.S. stocks plummeted due to Trump's tariff policy, while the Taiwan stock market is closed for the Qingming Festival holiday, leaving investors worried about the market conditions after the long weekend. A netizen posted on PTT questioning whether the stock market would open lower next Monday and discussed whether financial stocks could serve as a safe haven. This sparked widespread debate, with some believing that financial stocks would also face severe losses, advising against entering the market on Monday. However, other netizens argued that some bank stocks might still have resilience against declines.

After the implementation of the tariff policy by the United States, the US stock market experienced a significant drop yesterday (April 4), and since the Taiwan stock market was closed for the Qingming holiday, many investors felt worried about the market opening after the holiday. A netizen on a social platform expressed their views, predicting that the Taiwan stock market would open steady but low next Monday, and individual stocks might suffer significant blows, questioning whether financial stocks would become a safe haven for hot money. This post sparked heated discussions, with many netizens countering that "it is actually safest not to enter the market on Monday," and "the entire market is declining, and financial stocks cannot escape the fallout," among other opinions.

On PTT, a netizen posted a topic titled "Will financial stocks be the last safe haven on Monday?" They pointed out that with the stable low opening of the Taiwan stock market, individual stocks would face significant declines, foreign capital continued to flee, and option stocks remained under pressure. They believe that if financial stocks have less correlation with trade, they might instead become a safe haven for funds. In such market volatility, choosing related stocks might be relatively safe.

However, some netizens stated that "US government bonds and investment-grade bonds are the real safe havens, and non-investment-grade bonds will also decline," "with the market plummeting, there is no time for stock selection," "even financial stocks cannot escape, the future outlook is concerning," "foreign capital heavily sold financial stocks last week, how can this situation be a safe haven?" Some netizens also cited the history of Japanese financial stocks, indicating that the risks of the financial sector should not be underestimated.

Nonetheless, some netizens maintained a cautiously optimistic attitude towards bank stocks, believing that "ordinary bank stocks should not suffer too much loss," "banks have certain collateral when lending, and the losses on bad debts will not be too heavy," and suggested waiting for the stock price of Fubon Financial to fall below 84-85 NTD before entering the market.

Investors should carefully assess market conditions and independently judge risks. For more information, please continue to follow news reports.