讀後心得

Affected by the central bank's lending restrictions, the real estate market is observing a wait-and-see attitude, and pre-sale projects are shifting towards low total price and 2 to 3-bedroom self-occupied products. With the end of the March 29 period and the arrival of the Tomb-Sweeping Festival holiday, multiple new projects will be launched in the northern Taiwan metropolitan area, including Wenshan, Nangang, New Taipei's Linkou, Xinzhuang, and Taoyuan. The second quarter may continue the trend of launching new projects, focusing primarily on low total price and small-sized products. New projects in Wenshan District, such as Yuan Li Four Seasons Garden and Xinyi Fuguo, are planned as 2 to 4-bedroom units; Linkou, benefiting from the influx of technology companies, will see a large number of new projects entering the market, primarily featuring 2-bedroom products; while Xinzhuang and Taoyuan will attract self-occupants with their strategy of offering 2 to 4-bedroom products. Overall, affordable products with low total prices and 2 to 3 bedrooms will become the mainstream offerings from developers.

Due to the impact of the central bank's lending restriction, the demand in the housing market has gradually become cautious, with pre-sale new projects shifting towards lower total prices and self-occupied products with 2 to 3 rooms. With the Qingming holiday following the 329 period approaching, new projects in the metropolitan areas of Northern Taiwan are being launched one after another. Surveys indicate that new highlights have emerged in areas such as Wenshan District and Nangang District in Taipei City, as well as Linkou and Xinzhuang districts in New Taipei City, and even in the Taoyuan area.

The Qingming holiday will extend until the 520 period, and it is expected that the second quarter of the housing market will continue the momentum of project launches from the 329 period. Developers and sales agents are actively preparing to launch new projects. According to survey results from Housing Exhibition magazine, although policies have affected the mortgage loan ratio and the lending restrictions have still influenced market demand, the impact is relatively small due to the popularity of low total price and small-sized self-occupying products among buyers. Consequently, most new projects launched in the second quarter are gradually leaning towards lower total prices and smaller sizes.

Taking Wenshan District as an example, recently unveiled landmark new projects such as Yuanli Four Seasons Garden, Xinyi Fuying, and Jiangjie Travel - Zhenjing, along with the upcoming launch of the major project on Zhongshun Street in Wenshan District by Guojian, primarily offer products with 2 to 4 rooms, while Jiangjie Construction's upcoming "Jiangjie Travel - Shanjing" focuses mainly on 1 to 2 room products. In Linkou District, new projects continue to be heavily promoted in the first half of the year, and with the second phase of Mitsui OUTLET and the continued entry of AI parks and tech industries, it is expected that over 50 billion NT dollars in new projects will be listed in the area, with a focus on 2 room products.

Xinzhuang District is also a hot area for project launches in the first half of the year, with the Fuhua Group's "Fuhua Zhi Dao - Fengting" planning 2 to 4 rooms, while Longshanlin Group's "Banglong Yongyue" plans 2 to 3 rooms, both with scales of over a thousand units. As for the Taoyuan area, Baojia Group plans to launch a new project in Yangmei primarily featuring 2 to 3 room layouts, expecting to capture the market with affordable prices; new projects in Guanyin District have also attracted considerable attention from self-occupiers.

Overall, the mainstream products launched by developers in the second quarter will focus on low total prices, 2 to 3 rooms, and affordable pricing.