讀後心得

Due to the impact of the central bank's lending restrictions, the housing market has cooled down, and nearly all new pre-sale projects have shifted towards low-priced, 2 to 3-bedroom residential products. After the 329 phase, with the Qingming Festival approaching, new projects in the northern Taiwan metropolitan area are gradually being launched. Surveys show that there are new highlights in areas such as Wenshan, Nangang, and the new districts of Linkou and Xinzhuang. It is expected that the second quarter housing market will continue the momentum from the 329 phase, with many builders and sales agents ready to take action. Despite the policy affecting mortgage loan amounts, low-priced and small-sized products remain favored by buyers and will become the mainstream in the second quarter. Indicator new projects in Wenshan District are gradually being introduced, and proposals in Linkou and Xinzhuang are also actively ongoing, primarily focusing on 2 to 4-bedroom products. The Baojia organization in Taoyuan also plans to launch new projects dominated by 2 to 3-bedroom units, expecting to attract many owner-occupiers.

Due to the impact of the central bank's lending limits policy, the housing market has been suppressed, leading to a wait-and-see attitude among buyers. The new pre-sale projects are also shifting towards low total price, 2 to 3-bedroom self-occupancy products. As the 329 sales period comes to an end and the Tomb-Sweeping Festival holiday approaches, multiple new projects will be launched in the metropolitan areas of northern Taiwan. Survey results indicate that new highlights are emerging in areas such as Wenshan and Nangang districts in Taipei City, as well as Linkou and Xinzhuang districts in New Taipei City, and Taoyuan.

The Tomb-Sweeping Festival holiday will continue until the 520 sales period, and the second quarter of the housing market is expected to maintain the momentum of the 329 sales period. Developers and sales agents are gearing up to launch new projects. According to a survey by housing publication, despite the policy suppressing mortgage ratios, the lending restrictions are still affecting buyer sentiment in the housing market. However, since buyers are more inclined towards low total price and small-size self-occupancy products, the impact is relatively minor. Many new projects in the second quarter are also planning to focus on low total price small apartments.

Taking Wenshan District as an example, recent publicized projects such as Yuanli Four Seasons Garden, Xinyi Fortune, and the upcoming Jiangjie Travel - True Realm, mainly feature 2 to 4-bedroom products. Furthermore, the upcoming project "Jiangjie Travel - Good Realm" from Jiangjie Construction will focus primarily on 1 to 2-bedroom products. The project launch enthusiasm in Linkou during the first half of the year remains strong. With the second phase of Mitsui OUTLET and the subsequent settlement of the AI park and technology industries, it is expected that new projects worth over 50 billion NTD will be launched, with 2-bedroom products being the main focus.

Xinzhuang District is also one of the hot spots for project launches in the first half of the year. The Fuhua Group plans to launch "Fuhua's Way - Fengting" with 2 to 4-bedroom units, while Longshanlin Group's "Banglong Yongyue" will have a product plan of 2 to 3 bedrooms, both with a scale of over a thousand units. In Taoyuan, Baojia Group will introduce a new project in Yangmei primarily featuring 2 to 3-bedroom units, expected to capture the market with affordable prices; the new apartment projects in Guanyin have also attracted considerable interest from self-occupiers.

Overall, products that focus on low total prices, 2 to 3 bedrooms, and affordable pricing will become the main direction for developers in the second quarter.