讀後心得

The "reciprocal tariff" policy of U.S. President Trump has impacted global stock markets, causing a significant drop in U.S. stocks. Although the Taiwan stock market has not opened due to the Qingming Festival holiday, TSMC's ADR has already dropped nearly 14%. Experts predict a sharp decline in the Taiwan stock market. One netizen expressed anxiety about holding Yuanta Taiwan 50 (0050) and asked whether it is advisable to hold it long-term. Investors generally are worried and suggest reallocating investments to U.S. ETFs, believing that TSMC's component weight is too high. A small number of people indicated they would increase their holdings of 0050 on the following Monday or recommend Bitcoin as a hedge.

The U.S. President's "reciprocal tariff" policy has triggered a severe reaction in global stock markets, causing a continuous decline in U.S. stocks. Meanwhile, due to the Qingming holiday with the Taiwan stock market not open, TSMC's ADR has fallen by 13.96% in just three days. Several financial experts predict that the Taiwan stock market will face a heavy setback next Monday (the 7th). One netizen expressed concern that the Taiwan stock market might drop to the bottom in the future, noting that they hold Yuanta Taiwan 50 (0050), but have not realized significant gains or losses, and wondered, "Can I still hold this stock long-term?" In response, other investors expressed their pessimism, saying, "Not investing in U.S. ETFs now will be very dangerous," "If TSMC is impacted, it's better not to touch it," and "I think we should escape quickly; the problem with 0050 is that TSMC's weight is too high."

Many investors have lost confidence in the stock market due to Trump's tariff measures and have chosen to liquidate their assets. One netizen pointed out that the Taiwan stock market may hit rock bottom, stating that the unrealized gains and losses on their 0050 holdings are high, but since they do not plan to use this capital, they do not intend to sell it for now. Taiwan has been included in the list for a 32% tariff, which increases their anxiety: "Can 0050 still be held long-term?" After the post went viral, netizens suggested, "It’s better to invest in U.S. ETFs to diversify; the return shouldn't be too different," "Will this go back to pre-liberation? Really?" as well as expressing concerns about economic recession caused by tariffs. Most believe that the weight allocation of 0050 is unreasonable and suggested switching to other investment options, including Bitcoin, seen as a hedge and anti-inflation asset.

Nevertheless, some people remain optimistic, with some planning to increase their position in 0050 on Monday (the 7th). Others believe that TSMC is strong and there's no need to worry, while others again emphasized the importance of long-term holding. Additionally, there are suggestions to shift funds towards the seven major tech giants and purchase U.S. ETFs to seek stable investment options in the future.