讀後心得

The U.S. President Trump's reciprocal tariff policy has triggered fluctuations in global stock markets, with U.S. stocks declining for consecutive days. Although the Taiwanese stock market has not opened during the Qingming holiday, TSMC's ADR has dropped nearly 14%. Investors are worried and predict that the Taiwanese stock market will experience a significant decline next week. One netizen asked whether they could still hold Yuanta Taiwan 50 (0050) for the long term, receiving many negative responses suggesting a shift towards U.S. stock ETFs or other assets. However, some netizens remain optimistic, planning to increase their holdings of 0050 next week, while others recommend hedging assets like Bitcoin.

The "reciprocal tariff" policy of the U.S. president has triggered global stock market turmoil, with U.S. stocks experiencing significant declines for several consecutive days. The Taiwanese stock market has not opened due to the Qingming holiday; however, TSMC's ADR has accumulated a drop of 13.96% in the past three days. Many economic experts predict that Taiwan's stock market may face a severe setback next Monday (the 7th). A netizen expressed concern that the Taiwanese stock market may hit rock bottom, as they currently hold Yuanta Taiwan 50 (0050), and their unrealized gains and losses are considerable, questioning, "Can I still hold this long-term?" In response, many investors replied, "Investing in U.S. ETFs now would carry risks," "If TSMC is affected by U.S. policies, I advise you not to buy anymore," and "I think it's time to withdraw your investment! The biggest problem with 0050 is the high weight of TSMC."

Many investors have lost confidence under the tariff policies announced by Trump and have chosen to withdraw from the market. A netizen posted on PTT expressing that the Taiwanese stock market might face a bottom, revealing that they hold 0050 shares. Although their unrealized gains and losses are considerable, they do not plan to use this capital, so they will not sell. However, Taiwan has recently been included in the U.S. tariff list and will face a 32% levy, which has caused the original poster to feel anxious: "Can 0050 still be held long-term? Can I still invest now?" Many netizens then offered opinions, saying, "It would be better to invest in U.S. stock ETFs, as having multiple large companies would reduce risk; the risk with 0050 is too high," "If the tariff impacts lead to an economic recession, any investment could collapse," "I suggest not to heavily hold, as the allocation weight logic of 0050 is poor; holding this is like holding GG," "You might consider switching to invest in U.S. stocks; TSMC already has significant influence in the U.S. market," and "Some even suggested investing in the seven major tech companies or buying Bitcoin as a hedge against inflation."

However, a small number of people hold opposing views, saying, "I will increase my investment starting Monday (the 7th)," "TSMC's strength should not be underestimated; there's no need to worry too much," "As long as I'm not in urgent need of money, I can hold on," and "I will consider increasing my holdings in 0050 on Monday, for your reference." Additionally, some netizens recommended Bitcoin, emphasizing its characteristics as a hedging asset.

This information is for reference only. Investors should make independent judgments, carefully assess, and bear investment risks.