讀後心得

The American President Trump suddenly launched a reciprocal tariff policy, triggering panic in the global financial markets. The U.S. stock market experienced successive declines, and the Taiwanese stock market faced pressure, with TSMC's ADR dropping nearly 14% in three days. The well-known e-commerce influencer "Mr. 486" urged investors to position themselves in advance, noting that while the market may be volatile in the short term, the stock market won't remain low for the long term. He suggested considering buying under the current market conditions. He predicted that the New Taiwan Dollar might depreciate, and thus he has converted 490,000 New Taiwan Dollars into U.S. dollars, calling on everyone to maintain cash reserves. The market's views on him are divided; some support his perspective, while others believe patience is necessary to wait and see.

Trump's announcement of the "reciprocal tariff" policy unexpectedly triggered severe fluctuations in global financial markets. U.S. stocks plummeted, with both the Dow Jones Industrial Average and Nasdaq posting their largest declines of the year. The Taiwanese stock market faced unprecedented pressure even before opening, with TSMC's ADR falling nearly 14% within just three days. The Premier also stated that preparations would be necessary for the market opening next Monday.

Amidst market panic, the well-known e-commerce influencer "Mr. 486" expressed a relatively proactive view on the matter, encouraging everyone to "prepare in advance." He candidly stated on social media that he had long anticipated Trump's tariff policy would lead to a substantial decline in U.S. stocks and questioned whether people believed the Taiwanese stock market would rise or fall. He emphasized that although the market might experience significant corrections in the short term, it is impossible for the stock market to remain stagnant at low points over the long term, advising investors to respond calmly based on the principle of "buy low, sell high." He believes that the current moment is a good opportunity to pick up bargains, predicting that the New Taiwan Dollar may depreciate, and suggested that people exchange New Taiwan Dollars for U.S. dollars. He himself had already exchanged 490,000 New Taiwan Dollars, explaining that the reason he did not exchange more was that 500,000 requires declaration.

These contrarian comments sparked lively discussions online, with many agreeing with his perspective, believing that cash should be prepared. However, some netizens argued that the market has not stabilized and it is unwise to rush in, suggesting waiting for a more suitable time to act.

According to global financial data, U.S. stocks closed on the 4th still bleakly, with the Dow Jones Industrial Average falling nearly 1,700 points, marking the fifth largest single-day decline in history; the S&P 500 and Nasdaq fell by 4.2% and 4.8% respectively, representing the largest drops since the pandemic began in March 2020. Although Trump claimed that promoting tariff reforms was meant to "protect American manufacturing," this policy also placed tremendous pressure on businesses' supply chains and costs, leading to a collapse in market confidence. Meanwhile, Taiwan has been making continuous diplomatic efforts, actively seeking dialogue with the U.S. side in hopes of finding negotiating opportunities regarding trade policies and tariff issues.