讀後心得

Fraud crimes are becoming increasingly rampant, with more and more people joining fraud groups due to the allure of high profits. There are even cases of police, judges, and lawyers getting involved. The Criminal Investigation Bureau has discovered that at least over 20 types of white-collar professions are colluding with these fraud groups, forming a fraud industrial chain. Daily financial losses across Taiwan reach 200 to 300 million NTD. Traditional telecom fraud groups often consist of blue-collar workers, but the profits are astonishing, leading many industries to partner with these fraud groups. The police have targeted white-collar collaborators, intensifying their crackdown, and urging them to turn themselves in and provide information. Recent cases that have been solved show that lawyers, officials, and local court personnel are also involved in fraud, indicating a serious situation.

Fraud crimes are becoming increasingly rampant, driven by the lure of huge profits. More and more people are taking risks and joining fraud syndicates to get a share, even staging "undercover" roles, with various individuals including police officers, judges, and lawyers getting involved. The Criminal Investigation Bureau has discovered that at least over 20 types of white-collar professions are colluding with fraud groups, forming a massive fraud industry chain. There is concern that if every industry becomes entangled, Taiwan will truly become a kingdom of fraud.

The traditional telecom fraud group members include financiers, call-handlers, dummy account holders, and handover agents, most of whom belong to the blue-collar class. However, due to the astonishing profits from fraud, the financial losses across Taiwan reach up to 200 to 300 million NTD daily, with many industries colluding with fraud groups. According to recent police experiences in cracking down on fraud, the involved industries include law enforcement, the judiciary, banks, land registration agents, cryptocurrency dealers, pawnshops, gold shops, financing companies, car dealerships, advertising agencies, messaging service providers, media, web engineers, server operators, telecommunications companies, communication agencies, shell companies, hackers, public representatives, and internet celebrities. At least 20 types of white-collar professions have been infiltrated by fraud groups.

The Criminal Investigation Bureau targets white-collar accomplices as "high-level" members within the fraud structure through financial flows and telecommunications analysis, while also urging them to surrender and provide intelligence on the fraud groups to the police. Among these cases, during an investigation last year by the Taipei District Prosecutor's Office regarding a lawyer acting as a strategist for a fraud group, it was startlingly discovered that 16 lawyers conspired to monitor arrested handover agents in various courts for the fraud group, preventing them from revealing other accomplices; and it was found that a judge was suspected of hiding the ill-gotten funds of the fraud group within the court. In the Taoyuan District Prosecutor's Office, a prosecutor's lawyer boyfriend attempted to join a fraud team but failed, leading the prosecutor to regretfully say, "This was a great opportunity to enter the fraud circle."

Last year, the Criminal Investigation Bureau also cracked the first case of "ground officials" fraud, where a village chief, upon learning that an elderly resident in his jurisdiction had died without a will, conspired with the main suspect to forge a will to inherit properties and savings. They recruited other village chiefs, assistants to public representatives, notaries, and land registration agents to participate, and colluded with police and civil registry personnel to illegally query personal information, with lawyers providing false certifications. Ultimately, they defrauded about 150 million NTD. Additionally, the fraud group would arrange for lawyers to comfort and observe victims, and once the victims had exhausted their savings, they would introduce legitimate asset companies for property mortgages, later giving "kickbacks" at prices above the market value.